This piece was written by the Cracked Shop to tell you about products that are being sold there.

Shopping for car insurance isn't exactly at the top of anybody's list of favorite adultings. Some of us (not naming names) just think of the 15 car insurance ads we've seen in the last five minutes and pick the insurance company with the catchiest commercial, but it turns out that may not be the most effective way to choose your car insurance.

According to The Zebra, an independent auto insurance comparison site, Americans overpay an estimated $21 billion every year on car insurance. There's a good chance that you're one of those Americans. That said, you don't have to take that overpaying lying down. The more you know about insurance, the less you're likely to pay. If you're in the market for new insurance or if something in your life is about to change, now's a great time to educate yourself on the market and find the most desirable rate for you.

The Zebra doesn't just focus on research -- they also help you connect with the best policies and plans for your life. With their easy-to-use tools, just enter your zip code and a few facts about your home and car on their comparison site, and they'll leverage their network of more than 200 insurance carriers to find you the best deal possible. Just decide what's right based on the numbers, and The Zebra will take you directly to your new insurer's site. Your data is protected and never sold by The Zebra, so you won't end up getting buried in spam from cheese-of-the-month clubs or women of dubious repute just because you wanted to check out your savings.

From researching the various requirements in your state to discovering what factors may play into lowering your rates to actually scoring a new policy, The Zebra simplifies the process so anyone can do it. They also let you whisper "The Zeeeebraaaaa" in reverent tones, if that sounds fun. Check out The Zebra today and see how much you could save.

Sign up for the Cracked Newsletter

Get the best of Cracked sent directly to your inbox!

Forgot Password?