Why You Should Beware of Schools from Late Night TV Ads

But whatever. Cheesy, stupid ads don't necessarily mean the product is no good, and an easy ticket to making Halo games is something it wouldn't hurt to check out, right? So why not call?

You might as well walk around downtown LA at night waving $40,000 in the air. The end result will be about the same, except with more brochures and slightly fewer knife wounds.

1 The Admissions Office / Auto Showroom

The first person you'll talk to is a recruiter, or "enrollment counselor". The recruiter is less like a college admissions rep ("Why should I let you in?") and more like a used car salesman ("How can I get you to walk out of here today with a shiny new student loan?") They are literally trained to use your deepest fears and weakness against you. You know, the same technique Batman uses against criminals.

"Prospective students are a superstitious and cowardly lot."

In an interview with Frontline, one former counselor said: "I didn't realize just how many students we were expected to recruit. They used to tell us, you know, 'Dig deep. Get to their pain. Get to what's bothering them. So, that way, you can convince them that a college degree is going to solve all their problems."

They literally operate like a car dealership, with your salesperson sometimes going back to their manager and coming up with a "new offer" if you're reluctant to sign the regular contract, as one military vet found out when signing up at ITT.

As for what's pushing the recruiters to be such assholes - their back office sounds less like a school office and more like Glengarry Glen Ross.

At some schools, recruiters are pressured to meet a quota, and threatened with firing if they didn't. Other schools have been sued for basing recruiter pay on how many students they signed up, including University of Phoenix.

But that's cool, because they've got loans. Their financial aid office is extremely good at hooking you up with loans, even loans you don't actually qualify for. That's how good they are.

Supposing you're lucky enough to not get caught up in a government probe into student loan fraud, however, you still have to deal with the actual loan. Will you be able to pay it off?

Well, that depends who you are talking to - a sane person or an admissions representative. Despite schools claiming that it's against policy for recruiters to make promises about future pay, forums everywhere are full of ex-ITT Tech students (for example) all saying the same thing: they were promised they'd make more than enough money to pay off the loans.

In a 60 Minutes story on for-profit schools, one of Career Education Corporation's former admissions reps admitted it: "We're selling you that you're gonna have a 95 percent chance that you are gonna have a job paying $35,000 to $40,000 a year by the time they are done in 18 months. We later found out it's not true at all."

An applicant at WyoTech was sold on a 90% placement rate and $50-$70K a year and is now making $12/hr weatherizing houses, which actually makes him better off than hundreds of other ex-students posting complaints across different forums and consumer complaint sites and news accounts.

So what are the actual job placement rates? How many graduates have found their way to cushy game chairs at EA? Nobody knows. The only ones keeping track are the schools and they don't seem to want to make it public except in cryptic riddle form in the fine print of giant ads.

But there's clues here and there. As of 2009, for-profit students (9% of all post-secondary students) represented 44% of all student loans defaulting within 3 years, hinting that perhaps graduates of these schools don't quite have the earning power they were promised.

A 60 Minutes reporter went undercover to apply for a medical assistant program to see exactly what it would take to not get admitted. She presented terrible grades, admitted to prior drug use, said she "had a problem with blood," and flunked the test (7 out of 50). They gave her a second test to take (14 out of 50) and said, Welcome to the program!"

Then once you're in, they won't let you leave, which is flattering until you realize they just see you as a money fountain they can't let walk away. There are two ways to retain students - offer tutoring and other services to help them out if they're in trouble, or the easy way: just give them passing grades no matter what, like ITT.

One student at California Culinary Academy, possibly mentally or learning disabled, was passed through class after class until he reached his final semester without being able to boil water. I haven't been to chef school and I've already almost mastered that.

Unfortunately it's a lie. The biggest, most unanimous complaint against ITT Tech specifically (and other schools in general) is that students were promised by recruiters that credits would transfer to public universities. They don't. Even ITT's website says so.

ITT of course claims its recruiters would never promise students that, so all we have are hundreds of accounts of students claiming they were in fact told that, like this one. Once they wise up and realize the school isn't for them, they get a nasty shock when they try to transfer to a state school and realize they just wasted a year or more of work and tuition.

The credits don't transfer because most trade schools have "national accreditation" which sounds like it's better than "regional accreditation," when ironically enough, it's the regional kind that schools like Harvard and University of Ohio and your local junior college have - and accept.

National accreditation is actually a joke. A Department of Education official likened it to the way credit rating agencies work on Wall Street. If you've been living in a cave for the last three years, that's not a compliment.

The for-profits have one more trick up their sleeve. Sometimes, instead of starting new schools, they just buy an existing school in financial trouble. Maybe an existing school with regional accreditation. ITT and other for-profit education companies have bought 16 "real schools" for their accreditation since 2004. They keep the name and promise to continue business as usual, which really means ITT business as usual.

Career Education Corp. one-upped them by not only buying out the prestigious but financially-troubled Calilfornia Culinary Academy but also negotiating a deal with the famous French cooking school Le Cordon Bleu, where they pay the Frenchies $14 million a year year to put the Cordon Bleu name on their shitty schools.

If you've heard of the California Culinary Academy, the recruiters will find you suitably impressed by its alumni and tradition. If you've never heard of the CCA, they'll tell you about the Le Cordon Bleu school in Paris and maybe show you some clips from Ratatouille, and soon you'll imagine yourself cooking pate de foie gras instead of helping your classmate boil water.

So let's just leave it at this:

No matter what the name of the school is or what it used to be, if the admissions rep is trying to sell you the program in the same way Crazy Pat tries to sell you a used pickup truck, you should probably get out of there and go pick up a community college catalog.

Read more of Christina in The 5 Most Unintentionally Hilarious Comic Strips and The 6 Biggest Badasses Who Lived As The Opposite Sex.