David Lee Roth's Sperm: $1,000,000

During his '80s heyday, David Lee Roth proved himself to be possibly the most forward-thinking rocker of all time by taking out a $1,000,000 policy on his sperm. But unlike the other insurance seeking celebs, who feared that their various appendages and orifices would fail at some point, Dave was concerned about just the opposite. His policy would pay him $1,000,000 if one of his swimmers had the nerve to take hold in the baby making parts of some random groupie, thus resulting in a bank account-draining paternity suit.

No way was Diamond Dave parting with his cash in such an unseemly manner. Should he be unfortunate enough to be strapped with the title of baby daddy, Lloyd's of London would dish out a hefty $1,000,000 to make it all better. Presumably, the money was to be spent half on paying off the chick and half on mountains of coke to ease the guilt that comes with scattering fatherless kids all around the globe.

Was It Worth It?
Of course! Just as a rock and roll frontman adept at rocking flamboyantly-colored spandex outfits and high-flying martial arts maneuvers with equal precision should, Dave floated through the '80s on an ocean of anonymous poontang. Having to come out of pocket with a wad of loot every time the bag broke could've left the man destitute. Dave cut this nasty predicament off at the pass by taking the term "protected sex" to awesome new heights. The man was a goddamned visionary.

Mary Hart's Legs: $1,000,000

Some people have it too damn easy. With the possible exception of Vanna White, nobody has spent the last 25 years getting paid more to do less than Mary Hart. As the co-host of Entertainment Tonight, her responsibilities range from interviewing celebrities to ... yeah, that's about it. With a cush job like that, you certainly wouldn't blame her for wanting to make sure the thing that allows her to do that job is protected. But, in what had to be either a fit of outright confusion on her part, or wildly powerful salesmanship on the part of some scrappy insurance salesman, Mary Hart had her legs insured for $1,000,000.

Was It Worth It?

Well, if you believe the always-trustworthy Wikipedia, Mary Hart "is perhaps best known for her shapely legs." And there's a rumor that ET had a glass anchor desk installed to show off Mary's legs.

A desk designed for people who masturbate to Entertainment Tonight.

Ben Turpin's Crossed Eyes: $25,000 old-timey dollars

Merv Hughes' Mustache: $370,000

If you live in a country where people actually play cricket, you may or may not be impressed that an American website has bothered putting a renowned right arm fast bowler on this list. If you're an American, you're probably thinking "who the f**k is Merv Hughes and is he a bowler or a cricket player?" To you, fellow Americans, we say who the hell cares? Check out that mustache!

During his time spent on the Australian National Cricket team, Hughes had his walrusesque lip cozy insured for a cool $370,000, except they were Australian dollars, which, when converted, amounts to a completely different number altogether. For the sake of accuracy, we would dispatch someone to go online and figure out the exact amount if we weren't too transfixed by the majesty of Merv's 'stache to move right now. Look at that f*****g thing!

Was It Worth It?
Man, hell yeah! You don't put that much loving time and effort into sculpting a nose neighbor of that magnitude just to let it leave the house unprotected. Sure, you could argue that, as a right arm fast bowler, which is just a fancy way of saying pitcher, he probably should have had his right arm insured. But one can only assume that the reason he opted to protect the beer filter is because, like Sampson before him, his majestic lip hair imparts to him the powers necessary to become one of the most feared cricket bowlers on earth.

Mariah Carey's Legs: $1,000,000,000

That's not a typo, folks. Mariah Carey recently insured her gams for one-f*****g-billion dollars. The policy was taken out after Mariah was awarded Gillette's "Legs of a Goddess" award and, according to a spokesperson, "the sum reflects her popularity." To further reflect her legs' popularity, Gillette had an extremely f*****g bizarre statue of her legs made to commemorate what must be the biggest award ever in the career of one of the best-selling female musicians of all time.

Was It Worth It?
Well, they are definitely nice legs, but just like Mary Hart, it's not like Mariah Carey couldn't do her job without them. When Heidi Klum recently insured her legs for $2.2 million, that made sense. It's not like dudes are going to fantasize about getting between her arms. Wait, actually that would be kind of awesome, too. But she's got those bothersome catwalks to deal with also. Her legs are vital to what she does.

But Mariah Carey? A lack of legs won't really keep her from singing, and anyone who has ever seen the movie Murderball knows there isn't much you can't do in a wheelchair. Surely in 2008 audiences would be open to a little rolling choreography.

Tom Jones' Chest Hair - $7,000,000

Tom Jones, still making elderly Las Vegas audiences swoon at age 67, lives in fear. Sure, he's stayed famous for like half a century, and probably sexed enough women to populate a small and very satisfied country. But Tom believes all that could come crashing down with a single accident (say, a spontaneous shirt combustion) that in any way damages his luxuriant pelt of chest hair.

So, he took out a $7,000,000 policy, which we're guessing is what it would cost to get replacement chest hair implants should the worst happen.

Was It Worth It?
Let's get one thing clear, Tom Jones is awesome. If you think otherwise, you simply have not spent enough time studying Tom Jones. So it's with a heavy heart that we have to mock the man.

But insuring his chest hair, for lack of a better term, is the stupidest damn thing we've ever heard. On the long list of things that make Tom Jones the stud that he is, his chest hair isn't even on it. He's got a ton of cash, chicks dig him, he oozes charisma, he's got enough confidence to pose spread eagle in a banana hammock...

... he writes great tunes, the list goes on and on. And on, and on.

In fact, the only thing not awesome about Tom is that he just happens to be only slightly less hairy than a grizzly bear with a massive Propecia addiction. Yet somehow, Tom has said to himself, "Yeah, I can can sing, people love me, but everyone knows the chest hair is the real star here. If I ever dared take the stage smooth-chested, the women would curse and the men would literally pelt the stage with their own feces."

It pretty much goes without saying that this self reflection took place back in the '70s in a very dark hotel room amidst mountains of cocaine and a bevy of well boned groupies at approximately 4am. And it's been bothering Tom ever since.

What he should have gotten:
How about everything but the damn chest hair? Tom Jones is a walking monument to awesomeness. He's pushing 70, and chicks still throw their panties at him when he's on stage. That's rarefied air.

Without the voice, the swagger, the awkward yet somehow totally appropriate dance moves and killer songwriting chops...Tom would still bag more trim in a day than we will in our whole collective lives. But as luck would have it, he has all those things and really can't afford to lose them. He's the perfect candidate for the more traditional voice insurance, hell, even the leg insurance. But chest hair? We think Tom would pull through without it.

Adam hosts a podcast called Unpopular Opinion that you should check out right here. You should also be his friend on Twitter, Facebook and Tumblr.

If you enjoy laughing at celebrities with wildly distorted self-images, check out 6 Singers Who Are Mistaken About Their Raw Sexuality. Or, read about the dumbest women to ever use feminist rhetoric in Wayne Gladstone's latest post about the Spice Girls.