We weren't, though, and now we're paying the price in so many ways, it would take at least a dozen Crackeds to list them all. With that in mind, I'd like to focus on one problem in particular -- computer viruses.
In 2012 alone, viruses, spyware, and all that other insidious stuff milked American households to the tune of nearly $5 billion. Things have probably gotten too out of hand to put a stop to the tentacle porn and cat memes and all those other things that sometimes make the Internet terrible, but making people prove they're capable of protecting a computer before they buy one is totally doable.
It could be as simple as the test we already have to take to get a driver's license, except instead of highway safety, the questions would be geared toward proving you know better than to open an email attachment from an unknown sender or help a Nigerian prince transfer his fortune to a bank in the United States.
Helpful hint: Most legitimate emails look like this.
This is basic red light/green light stuff. If you can wrap your head around concepts like stop and go, you should be able to apply it to what emails you open and what websites you visit.