Otherwise, they're pretty up front about what they do, right? Hell, it's right in the name? You head to their website and see your credit score for free. If it's good, then awesome; if it's bad, then... well, they're actually not very clear on what you're supposed to do then, but at least you know, right? And it didn't cost you a dime!
If you go to FreeCreditReport.com expecting a free credit report, you're in for a rather big surprise. What you're actually getting is a free seven-day trial for a credit monitoring service, which they're more than happy to renew automatically, at a rate of $14.95 a month. Not only that, but they're only sponsored (read: operated) by one of the three credit monitoring bureaus, Experian, so it's more or less impossible to get any complete credit information from them no matter what you do.
It's like ordering fries off the dollar menu, only they cost $15 and are a pumpkin.
This is all written up on their website, of course, in eye-catching blue text on a blue background in the lower left, so if you do sign up for it then you really have nobody but yourself to blame. Nah, we're just kidding, the FTC totally shoved a nightstick up Experian's ass, forcing them to pay $950,000 back in 2005.
Make a clever jingle about that, you bastards!
Speaking of which, you may also have noticed that their site now greets you with a gigantic disclaimer at the very top that the government forced them to put up there. Undeterred, they simply changed their name to FreeCreditScore.com, offered the same deal, only without the warning, with a brand new round of annoying ads to push it.
The amazing thing is, you can get your credit report completely free at AnnualCreditReport.com. You can do this once a year, which may not sound like much, but your credit score really doesn't change very rapidly. And no, there's nothing an identity-stealing hacker can do that will force you to serenade tourists at Captain Jack's Fish & Chips.