When Somebody Else's Identity Theft Scam Gets You Arrested

The next day, Kohl's learned the checks were "bad." That doesn't mean they bounced (traveler's checks don't bounce). It means they were forged, drawn to look like they were made by a company that issues money orders specifically for fuel purchases in the transportation industry:

Of all the checks she handed over, only one was signed. Each had a toll-free number people are supposed to call to verify them, but none of the cashiers dialed it. The value of the check was handwritten (which is not exactly normal for traveler's checks), and the name was handwritten too. The store did not get any ID from the thief, despite the usual Kohl's policy on accepting checks.

A week later, the woman came to the same store (the parking there is just fabulous, according to Yelpers). She had about $150 in goods this time, and she paid with a $500 fake traveler's check, so the cashier gave her $353.09 cash in change. Modern cashiers, in turns out, have been trained on using credit cards and Apple Pay. Older methods mystify them, so they're easily intimidated and confused.

After handing the money over, the cashier did ask the woman to stay for a sec, and contacted a loss prevention officer. The officer recognized the woman's name from the previous week's bad check, which had almost certainly been the highlight of that guy's loss prevention week. The cashier now asked the woman to provide some alternative method of payment. Instead the woman abandoned her stuff, ran to the parking lot, and took off.

We're not going to tell you the exact name she put on the check, but here's an approximation: Karen Marie Thompson. If you're trying to think of a fake name, that's a good enough one. Common first name, common last name, and roughly 100 percent of white women have the middle name "Marie." Unfortunately for our Karen, until her wedding a couple years before this crime, that happened to have been her name. So when the sheriff entered it into his master name index, she came up. And that, friends, is all it takes for someone else to completely fuck over your life.

But the bondsman insisted that the only way to clear the matter was to serve herself on the warrant and be booked. "I would end up paying this guy $1,000 to stay out of prison for a crime I didn't commit," she says. Luckily, bail is supposed to be refundable after a period of time, so ...

"I never got any of that money back," says Karen.

Yeah. And it can get worse. This whole bail system frequently leads to bondsmen withholding defendants' collateral and making money off them. Incidentally, this job exists virtually nowhere outside of the U.S.

Karen also got a lawyer, which would run her thousands more in fees. Now, public defenders are a thing, and they cost nothing. But you can't exactly get a public defender before you've turned yourself in, and Karen needed legal advice about the whole bail situation. And even after that initial consultation, she chose to keep a private lawyer because public defenders almost always push for plea deals. They have too many cases to afford to do otherwise. "No public defender would be willing to work with me for months to clear my name over a couple thousand in bad checks," she says. "I'm a single mom with a young child. I couldn't risk going to prison -- even for a short length of time -- for a crime I didn't commit."

Well, shit. This is making it sound like the criminal justice system is built to screw over everyone who comes in contact with it, whether they've done anything wrong or not. Especially considering ...

She was a realtor at the time. When she told her broker the situation, he said he'd have to release her until she resolved it. "If any of my clients had gotten wind of the charges, it would have been a nightmare," she said. She got where he was coming from -- "suspected felon" sounds bad to a prospective buyer, and "may steal your money" sounds even worse -- but like that, she was out of a job. "This also meant handing over my client list," she says, "which I'd been working on for the past few years."

When the time came to renew her license with the real estate commission, she opted not to do so (if she did and explained the situation, they probably would have suspended her anyway). She started applying to new jobs, but she was now failing every background check. You might have read about how this situation is tough and unfair after someone's already been punished for a crime they committed, but the one thing worse than that is going through the same shit-cycle when you haven't done anything wrong.

Out of money and also in debt, Karen missed payments on her car. It got repossessed. "I ended up breaking my lease and moving back home with my mom," she says. That meant sleeping on a couch, both her and her young son. "I did get a newish car recently," she says, "that I'm paying outrageous interest on because my credit is shot after having a car repo'd and breaking the lease at the property I was renting. It's been a very humbling experience."

Eventually, she got a job. It was eight bucks an hour doing the night shift at a gas station. We don't know why she didn't try applying for shifts at that one Kohl's branch; we hear they're in dire need of competent staff there.

That evidence was surveillance footage from Kohl's, and they finally got it. Five months after the arrest, she got to see the woman who'd screwed her over.

"She's 150 pounds bigger than me!" Karen said. "I'm clearly not her!"

"I don't know about that," said the lawyer. "You are both white women with long hair. You can see how there might be a resemblance."

In fact, right after that woman had fled Kohl's that second time, the loss prevention officer searched the web for the name she provided. He'd found Karen's old traffic mugshot online and showed it to Kohl's employees. When an officer later showed that photo along with others in a lineup, one employee picked Karen out as the thief. That's right, this thief had, by sheer coincidence, randomly picked a name that was A) the name of an actual person B) who actually lived in the area, C) had a record, and D) looked vaguely like her. It was, like for Andy Dufresne in Shawshank, a decidedly inconvenient coincidence.

On the other hand, the other employee the officer showed the photos to picked out someone besides Karen as the culprit. But one witness was enough to give the officer evidence to ask for a warrant. It also turned out that Kohl's employees had seen the thief's vehicle and noted its number. The police did not use this lead, or maybe Kohl's got the number down wrong. What they did do was put out a warrant and arrest Karen, who did not have a silver Ford SUV, let alone one that matched the tag numbers the employee saw.

The lawyer spent some of those months contacting individual people from Karen's workplace and scheduling depositions so they could say under oath that she was at work when the crimes happened. Yeah, an alibi is a useful thing, but getting it down into some form that sways the authorities takes a long time, and the burden for putting that together falls on you. Once they filed all that, the state's attorney had to drop the charges. There was no trial. "I just got a call from my lawyer's office," she says, "saying, 'Congrats, the charges are dropped. You can come by and pick up the paperwork.'"

She asked her lawyer, and other lawyers, if she could sue for damages, but they said it wasn't worth trying. She had no way of proving bad intent from either the police department or Kohl's. "Three years later," she says, "I'm still trying to get my life back on track." And nope, the real thief was never caught. If you ever run into her, kick her ass for Karen, will you?

Uh, on second thought, don't do that. You might get the wrong woman.

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For more, check out The 8 Creepiest Cases Of Identity Theft Of All Time and 5 Seemingly Innocent Ways You Risk Your Identity Every Day.

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