This looks pretty impressive until you notice those are ones, and that's maybe 45 bucks there. You've really made it champ. So here's the plan the treasury announced yesterday: The government will provide loans for private investors to buy up the aforementioned horseshit from the banks. This would give these banks enough money so they could go about their business and not collapse like an old woman getting out of the bathtub. After that, if the horseshit goes up in price the government gets back their money and splits the profit with the private investors. If the horseshit goes down in price, the private investor takes a small loss, and the government takes a small to enormous loss, depending on various properties of the horseshit (taste? grittiness?) There's three problems with this plan. One, this involves buying horseshit from the banks for more than it's probably worth, and keeping each bank's current management intact, despite growing evidence that they're colossal fuckers. Two, it involves the private investors taking a chunk of any potential profit while risking only a tiny portion of their own money--effectively another subsidy for wealthy jerks. And the third problem is that this plan may not be big enough. The private investors, even playing mostly with the government's money, might not be willing to pay enough for this horseshit to keep the banks from going bankrupt. So the banks won't sell, and we'll all sit around picking at each other's asses for a bit longer.