I don't know if it's that poor people don't have Internet access, or if they can't read, or if they don't know what a newspaper is, but my rich colleagues seem pretty certain that it's safe to talk smack about poor people on public blogs and websites and national media outlets like they will never see it.

Poverty Fact #4: Poor people can only see light in the infrared range of the electromagnetic spectrum.

Stats do show that up to 100 million Americans have no Internet access at home, but most articles with those statistics seem to focus on things that are boring to rich people, like how this stops poor people from doing homework that increasingly requires online access or from applying for jobs when 80 percent of Fortune 500 companies (including Target and Walmart) accept online applications. Nobody wants to parse this out into useful conclusions, like how many poor people can see the bad things you write about them online.

Looking at the blow-up about Tom Corley's 20 Things the Rich Do Every Day post, I think it's fair to say, "some."

However, just like in real life, I think it's fair enough for us rich people to assume that poor people don't exist online either. So let's just go forward with that assumption. I will speak freely here, as if we were among friends at a golf club or political fundraising dinner.

I don't know about you, but I can vouch that it's hard to find a moment's leisure time between telling your employees what to do, telling your household help what to do, and exchanging Beltway/Hollywood/Silicon Valley buzzwords with your colleagues. (Wonk! Cume! Disruptive!)

Sure, there's the several hours each day we spend exercising, listening to audio books, reading nonfiction, forcing our children to volunteer, making "happy birthday" calls, "networking" at power lunches or on the links, and purchasing organic, local, sustainable farm-to-table food, but what poor people can't understand is that isn't what we consider recreation. It's self-improvement, and it's hard work. Some of the people I network with can be the most absolute bores. And there's nothing like endless droning to ruin your enjoyment of a world class filet mignon.

Meanwhile, the poorest Americans are unemployed at rates over 21 percent, probably because they're not listening to enough audio books, and while the media keep painting that as a bad thing, I have to admit I'm practically green with envy.

Or that might actually just be ink stains from rolling around in my money.

I think about all the weight I could lose if I couldn't afford three meals a day. I mean, it's so hard to have the discipline to skip a meal. But if financial circumstances simply make it impossible to eat, it's like having your own personal diet coach! And without having to worry about teleconferences and meetings all day, poor people are free to spend as much time as they want on their yachts, unburdened by the meaningless demands of the rat race. Without obligations to their shareholders and partners, they can just take off spontaneously to Martha's Vineyard or Cannes whenever they want.

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Poverty Fact #8: Poor people spring forth, fully formed, from untended piles of refuse. This is why you never see any poor children.

Poor people always think it's a cakewalk being rich, but the truth is it's absolutely exhausting. So many possessions to manage and worry about, so many business irons in the fire to keep going. My friends and I are always trying to figure out how to simplify, you know? The poor are really lucky, if you think about it. I wish I could have the kind of simplicity, the kind of clear priorities that must come with lacking worldly possessions. Except I would like to have that without lacking worldly possessions.

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I like to think of it as the John Lennon method of enlightenment.

I wish I had the free time to take a pottery class or go on a commercial spaceflight or build an orphanage in Africa (I hear it is a beautiful country). It's frustrating to see poor people with so much free time (I believe they spend most of their day hanging out at Walmarts) not taking advantage of it to do any of these things! I guess that's why they're poor -- they're always thinking about mundane things like not starving and fending off foreclosure and how to afford medical care instead of reaching for the stars. Dream bigger, poor people!

Look, I get it: Poor people have a lot less money than we do to spend on their yachts. I'm sure they're not nearly as nice. Maybe they only have one sleeping cabin, or maybe they're only big enough for day trips. Maybe they can only afford one or two crew members. But all those fancy trimmings aren't important. If you have the right perspective, you can unwind just as easily on a modest yacht as on a luxurious one. And having to fetch your own champagne really makes you value it more, I find. Take the Dom Perignon you've been saving for a special occasion -- when someone pours it and hands it to you, it's so easy to be distracted and just toss it down without even paying attention. When you get it yourself, you really can take the time to slow down and appreciate it.

My point is, poor people always make a big deal about not being able to afford this or that, when they just need to be content with scaling down. Sure, they may not be able to afford a gold-plated helicopter, but why can't they be happy with a regular helicopter? It does everything the gold ones do.

Honestly? The gold probably weighs it down if anything.

And if you can't afford a Bentley or an eight-bedroom home, just buy a smaller home and a ... what's the name of a poor-person car? A Model-T? A Datsun? You get the idea. So you have to give up a little space or a few luxury features. Big deal, it still keeps you warm or gets you from A to B. It's not like there's anyone out there who doesn't have any car or any house. Ha ha! That's crazy! Like something out of a movie.

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Poverty Fact #23: Homelessness hasn't existed since 1843.

Kiyosaki is a very wise flimflam man known for mind-blowing observations like the fact that poor people say "I can't afford it" more than rich people do, a fact that simply cannot be explained in any other way than that poor people are irrationally pessimistic. Other than the obvious wisdom of his sayings, he has also demonstrated the effectiveness of his philosophy in his own life by filing for bankruptcy, which is virtually synonymous with success.

Another successful snake-oil vendor, Steve Siebold, also lays out some real talk about how even middle class people are morons compared to the rich. For example, it is funny how they are scared when starting a business with their life savings, whereas rich people don't have such silly fears when they start a business using their birthday present money. People always kick up a fuss when I say there's no real difference. So what if you put up your home as collateral? I put up one of my (smaller) summer homes as collateral too. We could both lose a house! But I'm not scared about it. Clearly you are the fraidy cat sissy baby here.

Poverty Fact #16: Crucifixes and garlic can be used to repel poor people.

That's why I wouldn't think of hanging out with you. Siebold says the negativity of the non-rich ("Boo hoo, I lost my house!" "Wah, I can't afford cancer treatment!") drives rich people away from associating with them, and that's why the rich get called snobs. But that doesn't bother me, because as he says, "Labeling the world class as snobs is another way the middle class finds to feel better about themselves and their chosen path of mediocrity."

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I don't think Steve Siebold looks like this, but when I imagine someone typing "chosen path of mediocrity" and
being pleased with himself, this is the mental picture that comes up.

Basically, the takeaway from these sagacious swindlers is that there's a number of things we can all agree are dumb: worrying about paying your bills, figuring out how to get enough food to eat, being afraid of losing your house, helping or associating with poor people, and looking for work. Poor people do all of these stupid, stupid things. Smart things to do are: real estate development, investing in stocks, avoiding anyone who isn't rich, spending hours a day listening to audio books while networking at the gym, and writing books about how dumb poor people are. Poor people do none of these things, and nobody can explain why. Conclusion: They are idiots. Case closed.