Let's say you've got a fountain that people throw coins into. You are piss poor and every penny is precious. There's a quarter on the ground next to the fountain. What do you do? You probably pick up the coin. Now, move that coin over a few feet so it's in the fountain. Do you still pick it up? Nope. Probably not. There's dirty water there to deter you, but a foot of water doesn't really count as an obstacle in a desperate-times-desperate-measures scenario. In that fountain or well, the coin has become sacred. It's someone's dream! It's their wish! You can't touch their wish!
Wishing wells are just tea steeped with free money. There really isn't anything stopping any of us from taking that money. No one's scooping up a down payment on a mansion from the fountain at the local megamall, but that fountain is filled with around 30 potential burritos, or a potential jackpot of those super-bouncy balls in convenience store vending machines.
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Why are you wishing for money? It's right there!
We walk on by, fully acknowledging that there's an enormous piggy bank disguised as a pathetic water park nearby that requires no effort to break into, and when the idea of taking all that coinage floats by, empathy kicks in: I wouldn't want my dream to get stolen. I'm still holding out hope that the coin I threw in a fountain 20 years ago will pay out and I'll get to bone an alien one day. Why would I rob someone else of their extraterrestrial boning aspirations?