This piece was written by the Cracked Shop to tell you about products that are being sold there.

We hate to be the bearer of bad news, but you're gonna die someday. And unless you somehow find a Death Crystal from Rick and Morty, you're never going to know how it happens. We can spend all day debating the pros and cons of that, but those are the facts.

Amazingly, given that life is a terrifying roller coaster with no warning of its end, only 52% of Americans have life insurance. The number actually decreased from 2020 despite a literal pandemic happening, which is something so uniquely American that if aliens were watching from outer space, they'd say, "Well, we'll take over the rest of the planet, these guys are just going to kill themselves eventually." Unsurprisingly, 40% of older Americans wish they purchased life insurance policies at a younger age.

You're smarter than the average American, so if you've got people depending on you, you're probably already worried about what would happen to them in the event of your untimely and probably grisly shuffle off this mortal coil. Take that smart, responsible, and therefore sexy next step of actually doing something about it with an affordable life insurance policy through Fabric. It's specifically geared toward parents with young children, but anyone can use it. Maybe you've got parents, siblings, or an army of feral cats depending on you. They can all benefit from Fabric's affordable term policies.

Unlike other life insurance agencies that want to get you on the phone and then upsell you, Fabric does everything online. To get started, all you have to do is take a short quiz to determine if term life insurance is right for you. If you like what the results say, you can submit an application in as little as ten minutes and, if you qualify, you'll get an offer instantly. Fabric's flexible policies offer variable coverage and terms anywhere between 10 and 30 years, so you can choose the policy that's right for you. There are no back and forth agent calls or meetings, unnecessary medical exams, or blood tests -- just a simple and modern online application to see if you qualify for an affordable life insurance plan that will take care of your family if it turns out you actually can't ramp that gap between skyscrapers.

Planning for death is part of life. Do it in the easiest way possible. Fabric is available in every U.S. state except New York and Montana and offers a risk-free 30-day money-back guarantee. See how Fabric can help you protect your family.

Is Ad Technology Ruining the Internet?

Love Cracked but hate the ads? Get the One Cracked Fact daily newsletter--just enough Cracked sent to your inbox every day with zero videos. Sign up today!

Forgot Password?