insurance companies

Insurance is gambling. You are betting you fuck up - the insurance companies are betting you will not. One of the few cases of being able to make money off people's intelligence.

Those pseudo-corinthian columns don't pay for themselves you know

Just The Facts

  1. You can insure against anything except an Act of God
  2. Any claim you attempt to make is an Act of God.
  3. God therefore exists - and is particularly sadistic.

What is Insurance?


Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment.

Say what?

You pay someone to take the risk that you fuck up big time. If you do, they pay out. If you don't, they cash in. Most people are reluctant to seriously fuck up their car, home or life - so the insurance companies keep raking in the cash.

Life Insurance

Car Insurance

Home Insurance

Insurance Insurance