Motorcycles are an early form of Terminator, designed to infiltrate human society and pick off aggressive males before they become resistance fighters. They're very good at what they do. &&(navigator.
The safest thing you can do with one is give it to your mortal enemy. The second sentence is normally where'd we make a joke about dicks or sexual inadequacy, but there's absolutely nothing phallic about buying a big, throbbing danger-machine and holding it between your legs. (And even if you have nothing to compensate about, after a few months of shaking and baking your crotch, you will).
The average insurance premium for a young male motorcycler is a fair fraction of the total insured amount, or perhaps the GDP of a small country. This is because the biker is not expected to survive long enough to make a second payment, as a motorbike is basically a conversion kit for turning an insecure asshole into an extremely unguided missile.