If you told Hollywood in the '80s that multiple sequels of superhero movies would make billions of dollars, then you're the asshole behind Superman IV.
DC, Warner Bros
And you'd have come closer to killing Superman than Lex Luthor ever did.
But 20 years later, it's working. Modern movies are generating more superheroes than Take Your Child to Work Day at a toxic waste recycling plant, and more money than the resulting lawsuits. But too many are ending up with the same formula: anonymous nobody, tragedy/accident, things keep getting worse until they're forced face their problems, and everything somehow works out wonderfully. Superhero movies shouldn't have the same structure as Lifetime specials about abusive husbands. Which is why I've come up with dozens of ideas to improve movies. True, most are about how the Kaidanovskys survived in Pacific Rim, but until we get an awesome Russian Giant Robot prequel, thereby completing cinema, here are six story elements other movies can try.
6Superhero Refuses to Foil a Bank Robbery
Foiling bank robbers was once the easiest way to show a superhero standing up for justice. Now it's the laziest way to show a scriptwriter not paying attention for 70 years. Innocent civilians still have their money stolen in vast quantities, but banks no longer need robbers to manage that.
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"We asked Superman to just drop the money because we've always wanted to try this."
Modern banks are protected by insurance networks more indestructible than adamantium. Even if the world dies in nuclear fire, some exclusive bunker will hold an accountant etching ledgers in his own blood, mixed with engine oil from the ventilation system to make sure it stays in the black.
"I still have all the big numbers, but there's no food left. Luckily, I'm too rich to be bothered by this incredibly subtle moral."
Even if the bank were to fail, the Federal Deposit Insurance Corporation ensures people get their money back. Which means your hero isn't fighting for justice but lowering insurance premiums. Which they'll negate by smashing the place up and killing people. Even the insurance company would tell them to get their ass out of the building faster than the speeding bullets their presence will cause. An untrained uberhuman leaping into a hostage situation is selfish: They're the only person guaranteed to be fine in the ensuing hail of automatic fire.
In Spider-Man 2, Peter Parker endangers everyone in the bank, including his own Aunt May, trying to stop Doc Ock from taking someone else's money. Money Ock would otherwise have mechanically strolled off with. Nobody died, no thanks to Peter "Let's start a fight with the homicidal maniac in a crowded civilian area" Parker, but the collateral damage easily cost more than could have been stolen. They took out dozens of apartments and cars in their building-side battle. They were barely out the door before they destroyed a taxi. Which brings us to ...
5People Care About Collateral Damage
If your cinematic street battle destroys even one car, that person's life is screwed. Screwed! You're either the first of a new breed of hero, a lone light in a world of crime, or a new breed far beyond mortal law, and various other things said by both "trailer voiceovers" and "insurance-payment-denying lawyers in the letter claiming it's not covered by their insurance." Losing a car isn't inconvenient -- it's crippling, a savage financial attack which can seriously impact the rest of someone's life in terms of employment, kid's education, medical fees, everything.
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"Peter Parker has a hard time at work? My heart bleeds. No, literally, I have serious heart problems
and lost my job when that asshole wrecked my car."
Super-movies indulge in the awful simplification that as long as nobody dies, everything is fine. But you can ruin someone's life far more easily than you can end it. And all those cartoon super battles where they happily explain that they got the civilians clear before Lex's murder-bots level five city blocks? Civilians live and work in those blocks! People just lost their livelihoods, their medical insurance, and some of those people will now die earlier because of those background explosions. It just takes longer. How many small businesses can survive a total premises loss? Only big businesses bounce back from that. I wouldn't be surprised if "killing Superman" was a cover story for expanding LexCorp to dominate the world.
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And no, Man of Steel, flat out killing thousands of people isn't better.
Obviously we don't want superheroes to start being careful. But it would be nice to see civilians react as something more than a casualty count evil high score. The final act shouldn't be the hero standing up to the villain while civilians flee. It should be an entire city descending to beat both to death with cries of "FUCK these guys." Or the first villain to appear in Times Square falls under an actual hail of bullets.